Privacy Policy — Ace Decisions INC

Introduction

Ace Decisions INC ("Company," "we," "us," or "our"), located at 1089 Sheepshead Bay Rd, Brooklyn, NY 11229, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at acedecisions.com, fill out our contact form, or otherwise interact with us.

Please read this policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access our website or submit your personal information to us.

Information We Collect

Information You Provide Directly

We collect information you provide directly to us when you:

Complete our contact or application form
Send us an email at david@acedecisions.com
Opt in to receive SMS/text message communications
Otherwise communicate with us

This information may include your name, email address, business name, business type, monthly revenue range, funding needs, and any other information you choose to provide.

Information Collected Automatically

When you visit our website, we may automatically collect certain technical information, including your IP address, browser type, operating system, referring URLs, pages visited, and the date and time of your visit. This information is collected through standard web server logs and similar technologies.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to improve your experience. You may set your browser to refuse cookies or alert you when cookies are being sent. Please note that disabling cookies may affect certain features of our website.

How We Use Your Information

We use the information we collect for the following purposes:

To respond to your inquiries and applications for business funding
To communicate with you about our products and services
To send marketing and promotional communications (only with your express consent)
To comply with legal obligations and regulatory requirements
To analyze and improve our website and business operations
To detect, prevent, and address fraud, security issues, and technical problems

SMS & Text Message Communications

If you have opted in to receive SMS/MMS communications from Ace Decisions INC, the following terms apply to our text messaging program:

Program Description: Ace Decisions INC may send you recurring marketing and promotional SMS/MMS messages, including information about our business funding products, offers, and updates, using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies; you may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply depending on your mobile carrier plan.

How to Opt Out: Reply STOP to any text message from us at any time to opt out and stop receiving further messages. After receiving your STOP request, we will send you one final confirmation message and then cease sending SMS messages to your number.

Help: Reply HELP to any text message from us for assistance, or contact us at david@acedecisions.com.

Consent: Consent to receive SMS messages is NOT a condition of purchase or obtaining any funding product from Ace Decisions INC. You may conduct business with us without opting in to text messaging.

No Mobile Information Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Disclosure of Your Information

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information in the following limited circumstances:

Service Providers: We may share information with third-party service providers who assist us in operating our website or conducting our business, subject to confidentiality obligations.
Legal Requirements: We may disclose your information where required by law, court order, or governmental authority.
Business Transfers: In connection with any merger, sale, or transfer of business assets, your information may be transferred as a business asset.
Protection of Rights: We may disclose information to protect the rights, property, or safety of Ace Decisions INC, our customers, or others.

Exclusion of SMS Data: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties under any circumstances.

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will delete or anonymize it in accordance with our data retention practices.

Your Rights and Choices

Depending on your location and applicable law, you may have the following rights with respect to your personal information:

Access: Request a copy of the personal information we hold about you.
Correction: Request that we correct inaccurate or incomplete information.
Deletion: Request that we delete your personal information, subject to certain exceptions.
Opt-Out of Marketing: Unsubscribe from marketing emails at any time by following the unsubscribe instructions in the email, or opt out of SMS messages by replying STOP.
Opt-Out of Sale: We do not sell personal information, so no opt-out is necessary for this purpose.

To exercise any of these rights, please contact us at david@acedecisions.com. We will respond to your request within a reasonable timeframe.

California Privacy Rights

California residents may have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including the right to know about personal information collected, the right to delete personal information, and the right to opt out of the sale of personal information. Ace Decisions INC does not sell personal information. For California-specific inquiries, contact us at david@acedecisions.com.

Children's Privacy

Our website and services are intended for adults and business owners. We do not knowingly collect personal information from children under the age of 18. If we become aware that we have inadvertently collected information from a child under 18, we will take steps to delete that information promptly.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies independently. This Privacy Policy applies only to acedecisions.com.

Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. We will notify you of any material changes by updating the "Last Updated" date at the top of this page. Your continued use of our website after any changes constitutes your acceptance of the revised policy.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

Ace Decisions INC
1089 Sheepshead Bay Rd
Brooklyn, NY 11229
Email: david@acedecisions.com